:root {
    --primary: #05012b;
    --secondary: #011341;
    --accent: #1a3a8f;
    --accent-light: #2952c4;
    --accent-pale: #e8eaf6;
    --gold: #f0c040;
    --gold-dark: #c9a000;
    --white: #ffffff;
    --bg: #f0f2f8;
    --card: #ffffff;
    --dark: #05012b;
    --dark2: #011341;
    --text: #1a1a3e;
    --muted: #4a4a7a;
    --border: #d0d4e8;
    --radius: 12px;
    --shadow: 0 2px 16px rgba(5,1,43,.10)
}

*,*::before,*::after {
    box-sizing: border-box;
    margin: 0;
    padding: 0
}

html {
    scroll-behavior: smooth
}

body {
    font-family: 'Poppins',sans-serif;
    background: var(--bg);
    color: var(--text);
    line-height: 1.7;
    font-size: 15px
}

.container {
    max-width: 1100px;
    margin: 0 auto;
    padding: 0 18px
}

h1,h2,h3,h4 {
    line-height: 1.25;
    color: var(--dark)
}

a {
    color: var(--accent-light)
}

.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    padding: 13px 28px;
    border-radius: 8px;
    font-family: 'Poppins',sans-serif;
    font-weight: 700;
    font-size: .92rem;
    text-decoration: none;
    cursor: pointer;
    border: none;
    transition: all .22s;
    white-space: nowrap
}

.btn-blue {
    background: linear-gradient(135deg,var(--accent-light),var(--secondary));
    color: #fff;
    box-shadow: 0 4px 18px rgba(26,58,143,.35)
}

.btn-blue:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 28px rgba(26,58,143,.45)
}

.btn-outline {
    background: transparent;
    color: var(--accent-light);
    border: 2px solid var(--accent-light)
}

.btn-outline:hover {
    background: var(--accent-light);
    color: #fff
}

.btn-white {
    background: #fff;
    color: var(--secondary);
    box-shadow: 0 4px 16px rgba(0,0,0,.12)
}

.btn-white:hover {
    background: var(--accent-pale)
}

.btn-gold {
    background: linear-gradient(135deg,var(--gold),var(--gold-dark));
    color: var(--primary);
    box-shadow: 0 4px 18px rgba(240,192,64,.35);
    font-weight: 800
}

.btn-gold:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 28px rgba(240,192,64,.45)
}

nav {
    position: sticky;
    top: 0;
    z-index: 100;
    background: var(--primary);
    box-shadow: 0 2px 12px rgba(0,0,0,.35)
}

.nav-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 11px 18px;
    max-width: 1100px;
    margin: 0 auto
}

.logo {
    font-weight: 800;
    font-size: 1.3rem;
    color: var(--gold);
    text-decoration: none;
    display: flex;
    align-items: center;
    gap: 7px
}

.logo img {
    height: 42px;
    width: auto;
    object-fit: contain
}

.logo span {
    color: #fff;
    font-weight: 400
}

.nav-links {
    display: flex;
    gap: 4px;
    align-items: center
}

.nav-links a {
    color: #ccd;
    text-decoration: none;
    font-size: .83rem;
    font-weight: 500;
    padding: 7px 13px;
    border-radius: 7px;
    transition: all .2s
}

.nav-links a:hover {
    color: var(--gold);
    background: rgba(240,192,64,.1)
}

.nav-links .cta {
    background: var(--gold);
    color: var(--primary)!important;
    font-weight: 700
}

.nav-links .cta:hover {
    background: var(--gold-dark)
}

.ham {
    display: none;
    background: none;
    border: none;
    cursor: pointer;
    color: #fff;
    font-size: 1.5rem
}

.hero {
    background: linear-gradient(135deg,var(--primary) 0%,var(--secondary) 55%,#02245a 100%);
    padding: 64px 18px 56px;
    text-align: center;
    position: relative;
    overflow: hidden
}

.hero::before {
    content: '';
    position: absolute;
    inset: 0;
    background: radial-gradient(ellipse 70% 60% at 50% 0%,rgba(240,192,64,.12),transparent 70%)
}

.hero-inner {
    position: relative;
    z-index: 1;
    max-width: 780px;
    margin: 0 auto
}

.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 7px;
    background: rgba(240,192,64,.15);
    border: 1px solid rgba(240,192,64,.4);
    color: var(--gold);
    padding: 5px 16px;
    border-radius: 50px;
    font-size: .78rem;
    font-weight: 600;
    letter-spacing: .06em;
    text-transform: uppercase;
    margin-bottom: 18px
}

.hero h1 {
    font-size: clamp(2rem,5vw,3.2rem);
    font-weight: 800;
    color: #fff;
    margin-bottom: 16px
}

.hero h1 span {
    color: var(--gold)
}

.hero p {
    color: #aab;
    font-size: 1rem;
    max-width: 580px;
    margin: 0 auto 28px
}

.hero-btns {
    display: flex;
    gap: 12px;
    justify-content: center;
    flex-wrap: wrap
}

.hero-stats {
    display: flex;
    justify-content: center;
    gap: 36px;
    flex-wrap: wrap;
    margin-top: 44px;
    padding-top: 32px;
    border-top: 1px solid rgba(255,255,255,.1)
}

.hs-item {
    text-align: center
}

.hs-num {
    display: block;
    font-size: 1.7rem;
    font-weight: 800;
    color: var(--gold)
}

.hs-label {
    font-size: .75rem;
    color: #889;
    text-transform: uppercase;
    letter-spacing: .05em
}

.section {
    padding: 64px 18px
}

.section-white {
    background: var(--white)
}

.section-grey {
    background: var(--bg)
}

.section-dark {
    background: var(--dark2)
}

.sec-label {
    font-size: .72rem;
    font-weight: 700;
    letter-spacing: .12em;
    text-transform: uppercase;
    color: var(--accent-light);
    margin-bottom: 8px
}

.sec-title {
    font-size: clamp(1.5rem,3vw,2.1rem);
    font-weight: 800;
    margin-bottom: 12px;
    color: var(--dark)
}

.sec-sub {
    color: var(--muted);
    max-width: 600px;
    margin-bottom: 40px
}

.center {
    text-align: center
}

.center .sec-sub {
    margin-left: auto;
    margin-right: auto
}

.grid-3 {
    display: grid;
    grid-template-columns: repeat(auto-fit,minmax(290px,1fr));
    gap: 20px
}

.grid-2 {
    display: grid;
    grid-template-columns: repeat(auto-fit,minmax(340px,1fr));
    gap: 28px;
    align-items: start
}

.grid-4 {
    display: grid;
    grid-template-columns: repeat(auto-fit,minmax(200px,1fr));
    gap: 16px
}

.card {
    background: var(--card);
    border: 1px solid var(--border);
    border-radius: var(--radius);
    padding: 26px;
    box-shadow: var(--shadow);
    transition: all .25s
}

.card:hover {
    box-shadow: 0 8px 32px rgba(5,1,43,.13);
    transform: translateY(-3px)
}

.card-icon {
    width: 48px;
    height: 48px;
    border-radius: 10px;
    background: var(--accent-pale);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.4rem;
    margin-bottom: 14px
}

.card h3 {
    font-size: 1rem;
    font-weight: 700;
    margin-bottom: 6px;
    color: var(--dark)
}

.card p {
    color: var(--muted);
    font-size: .88rem
}

.step-card {
    background: var(--card);
    border: 1px solid var(--border);
    border-radius: var(--radius);
    padding: 22px 24px;
    box-shadow: var(--shadow);
    display: flex;
    gap: 16px;
    align-items: flex-start
}

.step-num {
    width: 34px;
    height: 34px;
    border-radius: 50%;
    flex-shrink: 0;
    background: linear-gradient(135deg,var(--accent-light),var(--secondary));
    color: #fff;
    font-weight: 800;
    font-size: .9rem;
    display: flex;
    align-items: center;
    justify-content: center
}

.step-card h3 {
    font-size: .95rem;
    font-weight: 700;
    margin-bottom: 4px;
    color: var(--dark)
}

.step-card p {
    font-size: .85rem;
    color: var(--muted)
}

.table-wrap {
    overflow-x: auto;
    border-radius: var(--radius);
    box-shadow: var(--shadow)
}

table {
    width: 100%;
    border-collapse: collapse;
    background: var(--white)
}

thead th {
    background: var(--primary);
    color: #fff;
    padding: 13px 16px;
    font-size: .82rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: .05em;
    text-align: left
}

thead th:first-child {
    border-radius: var(--radius) 0 0 0
}

thead th:last-child {
    border-radius: 0 var(--radius) 0 0
}

tbody td {
    padding: 12px 16px;
    border-bottom: 1px solid var(--border);
    font-size: .88rem
}

tbody tr:last-child td {
    border-bottom: none
}

tbody tr:hover td {
    background: var(--accent-pale)
}

.tag {
    display: inline-block;
    padding: 3px 10px;
    border-radius: 50px;
    font-size: .72rem;
    font-weight: 700
}

.tag-green {
    background: #e8f5e9;
    color: #2e7d32
}

.tag-orange {
    background: #fff3e0;
    color: #e65100
}

.tag-blue {
    background: #e3eafd;
    color: #1240a0
}

.faq-wrap {
    max-width: 820px;
    margin: 0 auto;
    display: flex;
    flex-direction: column;
    gap: 10px
}

.faq-item {
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: var(--radius);
    overflow: hidden;
    box-shadow: var(--shadow)
}

.faq-q {
    padding: 16px 20px;
    cursor: pointer;
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 12px;
    font-weight: 600;
    font-size: .93rem;
    user-select: none;
    color: var(--dark)
}

.faq-q:hover {
    color: var(--accent-light)
}

.faq-arrow {
    width: 26px;
    height: 26px;
    flex-shrink: 0;
    border-radius: 50%;
    background: var(--accent-pale);
    color: var(--accent-light);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: .8rem;
    transition: transform .3s
}

.faq-item.open .faq-arrow {
    transform: rotate(180deg);
    background: var(--accent-light);
    color: #fff
}

.faq-a {
    max-height: 0;
    overflow: hidden;
    transition: max-height .35s ease;
    font-size: .88rem;
    color: var(--muted);
    padding: 0 20px
}

.faq-item.open .faq-a {
    max-height: 300px;
    padding: 0 20px 16px
}

.review-card {
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: var(--radius);
    padding: 22px;
    box-shadow: var(--shadow)
}

.stars {
    color: var(--gold);
    font-size: 1rem;
    letter-spacing: 2px;
    margin-bottom: 8px
}

.review-card p {
    font-size: .88rem;
    color: var(--muted);
    margin-bottom: 12px;
    font-style: italic
}

.reviewer {
    font-weight: 700;
    font-size: .84rem;
    color: var(--dark)
}

.reviewer span {
    font-weight: 400;
    color: var(--muted)
}

.cta-banner {
    background: linear-gradient(135deg,var(--primary),var(--secondary));
    border-radius: 16px;
    padding: 48px 40px;
    text-align: center;
    position: relative;
    overflow: hidden
}

.cta-banner::before {
    content: '';
    position: absolute;
    inset: 0;
    background: radial-gradient(ellipse 50% 80% at 50% 0%,rgba(240,192,64,.12),transparent 60%)
}

.cta-banner h2 {
    color: #fff;
    font-size: clamp(1.4rem,3vw,2rem);
    margin-bottom: 10px;
    position: relative
}

.cta-banner p {
    color: rgba(255,255,255,.75);
    margin-bottom: 26px;
    position: relative
}

.cta-banner .btn-group {
    display: flex;
    gap: 12px;
    justify-content: center;
    flex-wrap: wrap;
    position: relative
}

.highlight-box {
    background: var(--accent-pale);
    border-left: 4px solid var(--accent-light);
    border-radius: 0 var(--radius) var(--radius) 0;
    padding: 16px 20px;
    font-size: .88rem;
    color: var(--dark2)
}

.highlight-box strong {
    color: var(--secondary)
}

.pay-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit,minmax(110px,1fr));
    gap: 12px;
    margin-top: 20px
}

.pay-card {
    background: var(--white);
    border: 1.5px solid var(--border);
    border-radius: 10px;
    padding: 14px 10px;
    text-align: center;
    transition: all .2s;
    box-shadow: var(--shadow)
}

.pay-card:hover {
    border-color: var(--accent-light);
    transform: translateY(-2px)
}

.pay-card .pi {
    font-size: 1.6rem;
    display: block;
    margin-bottom: 6px
}

.pay-card span {
    font-size: .78rem;
    font-weight: 600;
    color: var(--muted)
}

.safety-card {
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: var(--radius);
    padding: 22px;
    box-shadow: var(--shadow);
    border-top: 3px solid var(--accent-light)
}

.safety-card h3 {
    font-size: .95rem;
    font-weight: 700;
    margin-bottom: 8px;
    color: var(--dark)
}

.safety-card ul {
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: 6px
}

.safety-card ul li {
    font-size: .85rem;
    color: var(--muted);
    display: flex;
    align-items: flex-start;
    gap: 8px
}

.safety-card ul li::before {
    content: '✓';
    color: var(--accent-light);
    font-weight: 800;
    flex-shrink: 0;
    margin-top: 2px
}

.rg-card {
    background: #eff2fb;
    border: 1px solid #c5cef0;
    border-radius: var(--radius);
    padding: 22px;
    box-shadow: var(--shadow)
}

.rg-card h3 {
    font-size: .95rem;
    font-weight: 700;
    margin-bottom: 8px;
    color: var(--secondary)
}

.rg-card p {
    font-size: .85rem;
    color: var(--muted)
}

.disclaimer {
    background: #eff2fb;
    border: 1px solid #c5cef0;
    border-radius: var(--radius);
    padding: 18px 22px;
    font-size: .8rem;
    color: var(--muted);
    margin-top: 48px
}

.disclaimer strong {
    color: var(--secondary)
}

footer {
    background: var(--primary);
    color: #ccd;
    padding: 48px 18px 24px
}

.footer-grid {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1fr;
    gap: 36px;
    max-width: 1100px;
    margin: 0 auto
}

.footer-brand p {
    font-size: .85rem;
    color: #889;
    margin: 12px 0 18px;
    max-width: 260px
}

.footer-col h4 {
    font-size: .88rem;
    font-weight: 700;
    margin-bottom: 14px;
    color: #fff
}

.footer-col a {
    display: block;
    color: #889;
    text-decoration: none;
    font-size: .83rem;
    margin-bottom: 8px;
    transition: color .2s
}

.footer-col a:hover {
    color: var(--gold)
}

.footer-bottom {
    border-top: 1px solid rgba(255,255,255,.1);
    margin-top: 36px;
    padding-top: 18px;
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 10px;
    max-width: 1100px;
    margin-left: auto;
    margin-right: auto;
    font-size: .78rem;
    color: #667
}

.sticky-bar {
    display: none;
    position: fixed;
    bottom: 0;
    left: 0;
    right: 0;
    z-index: 200;
    background: var(--primary);
    border-top: 2px solid var(--gold);
    padding: 10px 16px;
    align-items: center;
    gap: 12px
}

.sticky-bar p {
    font-size: .83rem;
    flex: 1;
    color: #ccd
}

.sticky-bar p strong {
    color: var(--gold);
    display: block;
    font-size: .9rem
}

.reveal {
    opacity: 0;
    transform: translateY(22px);
    transition: opacity .55s ease,transform .55s ease
}

.reveal.in {
    opacity: 1;
    transform: none
}

.breadcrumb {
    font-size: .78rem;
    color: var(--muted);
    margin-bottom: 28px
}

.breadcrumb a {
    color: var(--accent-light);
    text-decoration: none
}

@media(max-width: 860px) {
    .nav-links {
        display:none
    }

    .nav-links.open {
        display: flex;
        flex-direction: column;
        position: absolute;
        top: 56px;
        left: 0;
        right: 0;
        background: var(--primary);
        padding: 12px 16px;
        gap: 4px;
        z-index: 99
    }

    .ham {
        display: block
    }

    nav {
        position: relative
    }

    .footer-grid {
        grid-template-columns: 1fr 1fr
    }

    .sticky-bar {
        display: flex
    }

    body {
        padding-bottom: 66px
    }
}

@media(max-width: 560px) {
    .section {
        padding:48px 14px
    }

    .cta-banner {
        padding: 32px 18px
    }

    .footer-grid {
        grid-template-columns: 1fr
    }

    .hero-stats {
        gap: 20px
    }

    .pay-grid {
        grid-template-columns: repeat(3,1fr)
    }
}